Living with a disability that prevents you from working can be incredibly challenging. It affects not just your physical health but also your mental well-being and financial stability. At Drozdowski & Rabin, PLLC, we understand the struggles faced by individuals living with severe injuries and illnesses.
Fortunately, there are federal programs offering financial assistance to disabled individuals. As dedicated disability attorneys in Sevierville, TN, we’re here to guide you through the complex process of applying for Social Security Disability (SSD) benefits.
Why Choose Drozdowski & Rabin for Your Social Security Disability Needs
Our law firm stands out for our compassionate approach and deep understanding of the Social Security system. We are highly skilled at helping clients navigate the often overwhelming process of applying for disability benefits.
With over 100 years of combined experience in Social Security Disability Law, our firm has the knowledge and insight to handle your case effectively.
Understanding SSDI and SSI in Tennessee
There are two primary disability benefits programs. These include Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Both are designed to assist individuals who cannot work due to a disability, but each has different eligibility requirements.
SSDI: Social Security Disability Insurance
SSDI is available to those who have worked and paid into the Social Security system through payroll taxes. To qualify, you must have accumulated a sufficient number of work credits. Your work history and the contributions you’ve made to Social Security form the basis of your eligibility for SSDI.
SSI: Supplemental Security Income
SSI is a needs-based program. It specifically provides aid to individuals who have limited income and resources and little to no work history. Eligibility for this program is not dependent on how much you’ve contributed to Social Security. Instead, it helps individuals in financial need who are aged, blind, or disabled.
The SSA’s Eligibility Requirements
The Social Security Administration (SSA) sets strict guidelines for filing SSI and SSDI claims. To be eligible to receive Social Security Disability, you must have a medical condition that meets the SSA’s definition of disability. To meet this definition, the following must apply:
- Your disability is expected to last at least 12 months or result in death
- Your disability prevents you from performing Substantial Gainful Activity (SGA)
- Your disability prevents you from performing the work you once did and adjusting to any new type of work (for SSDI claimants)
Approval Timeline for Benefits
Getting approved for benefits can be a lengthy process. It usually takes about 3-6 months to receive a decision from the Social Security Administration. In some cases, especially if the SSA needs additional information, it may take longer.
If your claim is denied, the appeals process can span several months or even years.
Receiving Benefits After Approval
Once approved for benefits, there is a 5 month waiting period between the time when you submit an application and when you can receive benefits. Therefore, you don’t start receiving disability payments until the sixth full month following claim approval.
In many instances, individuals can receive retroactive benefits, commonly referred to as “back pay.” The amount of back pay someone is eligible for depends on several factors. These include the initial application date, their disability onset date, and the mandatory waiting period. It’s possible to receive up to 12 months’ worth of back pay, although benefits can’t extend beyond the disability onset date.
It should be noted that as of July 23rd, 2020, there is no 5 month waiting period for individuals whose disability resulted from amyotrophic lateral sclerosis (ALS).
The Importance of Accurate Paperwork and Medical Evidence
The SSA requires extensive paperwork, including detailed medical evidence, to evaluate your claim. The application process is quite stringent in order to prevent fraudulent claims. It’s crucial to submit paperwork correctly and on time, otherwise you risk claim denial.
Working with our disability attorneys in Sevierville, TN improves your chances of being approved for benefits. Our legal team will help you gather crucial medical evidence, accurately fill out the necessary paperwork, and meet all deadlines. Our goal is to ensure your application is as strong as possible.
Contact Our Social Security Lawyers in Sevierville, Tennessee
At Drozdowski & Rabin, PLLC, we support our clients in Sevierville through every step of the disability claims process. Our experience as Social Security Disability lawyers means we’re uniquely equipped to handle your case with the care and attention it deserves.
If you’re struggling with a disability and need assistance applying for benefits, contact us to schedule a free consultation. Let our Social Security Disability attorneys help you navigate this challenging journey towards financial stability and peace of mind.
